The right account makes all the difference.

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WHICH ACCOUNT IS RIGHT FOR YOU? (click here)

Everyone has different needs, which is why we offer a wide range of options. Whether you want interest, a basic account, or an account that offers money saving discounts, we have an account for you! 

No minimum balance required to open any account. 

PREFERRED


eStatements standard, $3.50 for paper statements per statement cycle

Avoid $7 monthly maintenance fee with a $1,000 minimum or $3,000 average balance

SMART CHOICE


eStatements standard, $3.50 for paper statements per statement cycle

$6 monthly maintenance fee

(1) Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.

(2) Insurance products are: NOT A DEPOSIT, NOT FDIC-INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE BANK.


CLASSIC


eStatements standard, $3.50 for paper statements per statement cycle

Avoid $9 monthly maintenance fee with a $350 minimum balance or 12 debit card purchases. 

Debit purchases must post within the statement cycle to qualify. ATM transactions do not qualify.

The maintenance fee will not apply to: age 62 and over (one account only), age 21 and below (one account only) and Emerald Club members (one account only).

Preferred Checking

Ideal for those who want to earn interest on a higher monthly balance. 

*Message and data fees may apply from your local service provider.


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Smart Choice Checking - powered by BaZing


A popular option for people who enjoy money saving discounts and personal protection benefits.

  • Online bankingmobile banking*, mobile deposit*, bill pay and debit card
  • Local discounts and national retailer deals to save you money on shopping, dining, travel and more with the BaZing app! 
  • Cell phone protection - Receive up to $600 per claim ($1,200 per year) if your cell phone is broken or stolen (1,2)
  • ID theft aid - Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration (1,2)
  • Roadside Assistance - Available 24/7 and free to use, up to $80 in covered service charges
  • Pharmacy, vision and hearing savings - Save money on prescriptions, eye exams, frames, lenses and hearing services
  • Travel accidental death coverage - Available 24/7, up to $10,000 coverage (2)
  • Discounts to movies and Iowa attractions
  • Check images included with statement
  • Overdraft Services available
  • eStatements standard, $3.50 for paper statements per statement cycle
  • $6 monthly maintenance fee

* Message and data fees may apply from your local service provider.

(1)  Cell phone protection and personal identity theft benefit are subject to additional terms and conditions.

(2) Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. 



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Classic Checking

A basic checking account for those wanting a simple, low-cost account. 


* Message and data fees may apply from your local service provider.

(3) Debit transactions must post within the statement cycle to qualify. ATM transactions do not qualify. 

The maintenance fee will not apply to: age 62 and over (one account only), age 21 and below (one account only) and Emerald Club members (one account only).

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