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Loans & Leases

Funding Your Business

Funding to help grow or start your business takes a lender who understands the specifics of your industry and the needs of your business. The lenders at United Bank of Iowa will create a custom financing solution to support your business plan. Whether your business requires financing for the purchase of real estate, equipment or a line of credit to support the growth of your business, we have a solution for you.

Commercial Real Estate

  • Customized terms and competitive rates
  • Finance new purchases, remodel and expansion projects
  • Highly skilled and experienced real estate lenders

Commercial Loans and Leases

  • Enjoy flexible terms at competitive rates
  • Use to help maintain necessary capital for growth
  • Lease equipment, machinery and other fixed assets in a way that conserves capital and minimizes taxes

Lines of Credit

  • Manage cash flow cycles
  • Take advantage of competitive rates
  • Use for short-term cash flow needs

Small Business Administration (SBA) Guaranteed Loans

  • A wide variety of financing options
  • Increased flexible terms and credit access
  • Use for working capital, inventory, machinery and equipment, or commercial real estate

USDA Business and Industry (B&I) Guaranteed Loans

  • Use for acquisitions, machinery and equipment, development of land, or refinance existing loans
  • Take advantage of a wide variety of terms
  • A great program for financing renewable energy projects

Meet our Lenders Stop In Use our Calculators

Together, we’ll develop a plan to help your business grow to its fullest potential.