At United Bank of Iowa, our people make the difference. To them, you are an individual, not just another account number. Our knowledgeable team of ag lenders will provide the solutions and service you expect.
Come see for yourself the many ways our team is Making a Difference in our customers’ lives.
Vice President Branch Manager, Schleswig
NMLS# 697163
A lender and a branch manager with over 21 years’ business experience, Al takes the time to understand what his customers want and then customizes UBI’s bank products to meet their needs and operation.
Growing up in Charter Oak and working on his Dad’s farming operation gave him experience in the industry and a strong appreciation for agriculture. His interest in ag led him to earn a Bachelor of Science degree in Ag Business from Iowa State University. He also graduated from the Graduate School of Banking in Boulder, Colorado.
An avid ISU and Minnesota Vikings fan, outside of work you’ll find Al watching or attending sporting events.
Vice President Office Manager, Boone
NMLS# 1668639
Andy makes a difference at United Bank of Iowa by listening to his customers and focusing on their needs to assist in improving their business.
With a degree in Agricultural Business and Economics from Iowa State University, Andy has been serving farmers in Boone County since 2004. He has helped beginning farmers with new enterprises, farmers who have suffered from natural or economic disasters, and has worked with non-traditional enterprises.
Andy's passion for agriculture was fueled by his upbringing on a corn, soybean, cow/calf and swine operation in Sac County. When he isn't at the bank, you can find him camping with family and friends, attending sporting events with his children, and farming.
Assistant Ag Loan Officer, Lake City
NMLS# 1832478
Austin wants to make a difference for customers with crop risk management giving them the coverage they need while staying within their budget.
The Iowa State University graduate, who joined UBI in 2018, has a degree in Ag Business with a minor in Agronomy. Helping with a seed business, he has heard countless stories, good and bad, from farmers on what has been successful and what has failed. Austin understands what other producers are going through, which helps him relate to his customers.
During Austin’s free time, you can find him helping on the family farm, golfing, playing basketball, or watching Iowa State Cyclone football and basketball.
Sr. Vice President Regional Manager, Rockwell City
NMLS# 697150
As Regional Manager, Bob services a $50 million ag & commercial loan portfolio and oversees the balance of a $180 million loan portfolio within his four branch locations. He is also a Trust Officer/ and Farm Manager overseeing 7,500+ acres. Bob makes a difference for his customers by helping them, not only meet their challenges, but realize their opportunities.
He’s been in banking since 1993 and prior to that he was a Grain Division Manager at Cal-Car Service Company. Bob spends much of his spare time at their family business, Roby Belgian, training horses for show. You may have seen him, or their horses in parades, state fairs, national events or pulling the UBI trolley in local events.
Assistant Ag Loan Officer, Churdan
NMLS#1810269
It’s important to Alec to create personalized relationships with his customers. Developing a strong relationship helps him better understand their operation to exceed their goals and expectations.
Growing up on a family farm near Churdan, farming has always been a part of Alec’s life. He joined UBI after graduating from Iowa State University, in 2018, with a degree in Agriculture Business and a minor in Agronomy. He stays actively involved in the family farm and manages his own farm operation.
Ag Loan Officer, Ida Grove
NMLS# 1528536
Brock understands agriculture first-hand, because farming has always been part of his life. “Every ag operation is different, and has different financial needs. I will work with each customer to tailor financing and service to fit their needs.”
A native of Danbury Iowa, Brock grew up on the family farm, where he is still actively involved with their cow/calf operation, farrow-to-finish hogs, corn, soybeans and alfalfa. Because of his continued involvement, he understands the hard work and dedication that’s needed to make an operation successful.
As a graduate of Iowa State University, he enjoys cheering for the Cyclones and the San Francisco 49ers.
Ag Loan Officer, Schleswig
NMLS# 1552029
As an Ag Loan Officer, Caleb enjoys the opportunity to create a personal relationship with each of his customers. He is happy to be living and working in the area in which he was raised.
Caleb began his career with United Bank of Iowa while completing his Bachelor of Science degree at Iowa State University, and joined the bank full-time after graduation. In addition to farming, Caleb is also in the Marine Corps Reserves and is a member of the Schleswig Fire Department and the Community Club.
Vice President Ag Loan Officer, Harlan
NMLS# 697144
“Based on my own personal experiences as a farmer and land owner, I make a difference by understanding the complex nature of farming, whether it’s crop or livestock production, or farmland ownership.”
Chuck has over 14 years of ag lending experience and is committed to providing the next level of advice, knowledge, and personal service to help ensure his customer’s happiness and success.
A native of Harlan, Chuck has a Bachelor of Science from Iowa State University. When Chuck isn’t at the bank, he can be found raising purebred shorthorn cattle and a flock of club lambs for the local 4-H association. His entire family is very involved in 4-H and show cattle and lambs across the United States.
Ag Loan Officer, Pierson
NMLS# 922526
Chet makes a difference by treating each customer how he would like to be treated. He takes the time to let each customer know they are important to him and he is there to help them reach their best financial situation. Customers will benefit from the 15 years of banking experience Chet brought with him when he joined UBI in 2018 as an Ag Loan Officer.
When Chet is not busy helping customers, you can find him volunteering in the community, spending time with family, and watching his children participate in activities.
Vice President and Office Manager, Kingsley - by appointment only, Pierson
NMLS# 697140
“I try hard to put myself in my customers’ position. I try to be understanding, while putting their best interests as my main priority.”
Craig has spent his entire life in agriculture – he was raised on a farm and is now operating his own farm. Craig has been with UBI for 12 years, starting as Loan Officer. He previously worked at the Kingsley Elevator working his way up to Feed Dept. Manager.
Outside of work you’ll find Craig working on the farm or spending time with his wife and three children.
Vice President and Office Manager, Glidden
NMLS# 697136
“Helping my customers become more profitable is how I make a difference.”
Dave’s role at UBI includes agriculture, commercial, real estate and consumer lending. He graduated with an Ag Business degree from Iowa State University and has experience that includes Farm Credit Services, First Bank & Trust, and 11 years with UBI.
A 20-year member of the Glidden Fire Department, outside of work you’ll find David fishing, gardening, and working on the family farm.
“My customers aren’t just a business transaction. By knowing them personally, they know they can trust me to help them in the best way possible.” Deana likes to help people achieve their goals, be it a consumer buying a new car, someone looking to expand their business or a farmer needing to add to his operation.
Deana, who has been in banking for 15 years, is a lifelong resident of Carroll. She was raised on a farm, where her dad taught her the importance of hard work and the impact a farmer has in the world.
In her free time, Deana plays the violin in the Carroll Area Symphony and enjoys reading, going to concerts, sporting events and activities with her kids & granddaughter.
Assistant Ag Loan Officer, Rolfe
Clay works to make a difference with each customer he meets, figuring out what is the best plan for them because each operation is different.
A farming background, four years of banking experience, and a degree from Iowa State University in marketing gives Clay the skills to help you. He is also licensed for commercial and crop insurance.
Clay likes to spend time with his kids, coaching their soccer and baseball teams, building things, running, and shooting his bow.
Ag Loan Officer, Holstein
NMLS # 1561514
Like many others on the UBI Ag Team, Dylan has deep roots and a strong appreciation for agriculture and the farming lifestyle. “I believe my passion and knowledge for farming provides a value added service for our customers.” Thankful for growing up in a small community, he thinks community support is important and enjoys working for a bank that is very community centric.
After graduating from Iowa State University with a degree in Ag Business, Dylan moved back to the Correctionville area and joined the Holstein office in May, 2016. When not at work, you’ll find Dylan golfing, fishing, and cheering on the Cyclones and Packers.
Vice President Office Manager, Churdan
NMLS# 892759
Eric was a born farmer, growing up in the Churdan community working on his parent’s farm. That experience and dedication to Churdan and farming shaped his desire to become a local banker.
Eric joined United Bank of Iowa as a lender and currently serves as Office Manager in Churdan overseeing the day-to-day operations and assisting customers with loan requests.
Eric likes spending time with family and friends enjoying activities such as hunting and fishing.
Ag Loan Officer, Onawa
NMLS # 1742467
"I make a difference by taking the time to understand each of my customers' operations to find the right financial plan that will best help them reach their goals."
Derek is originally from Harlan, Iowa, and graduated from the University of Nebraska-Lincoln with degrees in Ag Economics and Agronomy. He is deeply rooted in agriculture and farms with his brother and dad near Bancroft, Nebraska, where they grow corn and soybeans.
In his free time, he enjoys fishing and following Husker football.
Ag Loan Trainee, Carroll
Adam’s goal is to help each customer have a positive experience. He wants his customers to feel they got the best plan of action to fulfill their needs.
The Carroll native graduated with a Bachelors Degree from Iowa State University and had four years of lending experience before he started with United Bank of Iowa in May of 2019 as an Ag Loan Officer Trainee.
When he is not helping customers, you can find him helping out on the family farm, a grain and livestock operation just north of Carroll.
Vice President Regional Branch Manager, Dunlap
NMLS# 697151
“Growing up in Dunlap, I came to appreciate and understand the role a small town community can play in people’s lives. That’s why I love working for United Bank of Iowa, because, as an organization, we truly understand our customer’s needs and can guide them to make the right financial decisions.”
Jake, a Texas A&M graduate with a degree in Agribusiness, has been with the Bank since 2008. He is also a 2018 graduate of Graduate School of Banking at the University of Wisconsin – Madison. As the Regional Office Manager, Jake is responsible for overseeing all ag, business and consumer lending at the Dunlap office as well as supervising operations at the Dunlap, Charter Oak, Moorhead, and Onawa offices.
Outside of work, Jake enjoys spending time with his family, volunteering in the community, and cheering on Texas A&M.
Vice President Office Manager, Storm Lake
NMLS# 697152
“Growing up in Storm Lake means that I am familiar with the people and the community that I work in. Having my own small farming operation provides me the opportunity to be on the other side of the desk understanding the joys and challenges of agriculture. I make a difference by having a personal relationship with my customers. A banking relationship is more than just borrowing money from somebody; it’s having a partner that takes the time to understand your operation and its needs.”
After graduating from Southwest Minnesota State University with a major in ag-business and a minor in agronomy, he brought his skills into banking. He started at UBI in 2007. His current responsibilities include managing the Storm Lake office and serving as an Ag and Commercial lender.
Outside of work you’ll find Jake working at his acreage, which is part of his family’s century farm, where he and his father operate a 40-head cow calf herd raising show cattle.
Ag Loan Officer, Charter Oak
NMLS# 1080428
“My role at UBI is to assist customers with any and all of their financing needs for their daily operations. I make a difference by treating each customer exactly how I want to be treated when I’m on the other side of the desk. I want them to feel like they are the most important person I’m dealing with at that moment in time, because they are.”
Jay grew up on the family farm north of Arion, Iowa and earned a degree in Agri-Business Technology from Northwest Missouri State.
Leisure time for Jay is spent working at the farm with his cow-calf operation or attending his children’s events.
Vice President Office Manager, Ida Grove
Jean brings over 39 years of experience in the banking industry to her roles as Ida Grove Office Manager and a commercial and ag lender.
“As a Commercial Lender I will listen to your business plan carefully, and suggest financing that will fit your cash flow and help your business grow and succeed. I also enjoy working with agricultural operations of different types and sizes. It is very gratifying to close a loan that helps you achieve your goals.”
Growing up in Schaller, Jean is a lifelong Iowan who understands the business and agricultural needs of rural communities. She has been a dedicated part of the Ida Grove community for over 20 years. Outside the bank, Jean serves on the hospital board, recreational center board, and her church’s finance committee.
Assistant Ag Loan Officer, Moville
NMLS# 124794
Jeannie began as a teller in 1999, and has worked in multiple capacities at United Bank of Iowa’s Moville location prior to becoming an Assistant Ag Loan Officer. “I make sure my customers understand the full process of what we’re discussing and that I understand their concerns.”
Jeannie has been a small business owner and understands the complexities facing her customers. In addition, Jeannie and her husband have had livestock off and on for the past 40 years and added row crop for the past three years. Both farms are century farms, which has given Jeannie first-hand experience managing multiple generation farming operations.
When Jeannie isn’t at the bank, she enjoys crocheting, knitting, cooking, and baking.
Assistant Vice President Office Manager, Cleghorn
NMLS# 1325488
With over 17 years of banking experience, Jamie makes a difference by spending time with her customers, learning about their needs, and finding out what products will not only meet but exceed their needs.
She has an Associates of Science Degree from Northwest Iowa Community College, and recently completed a two year agriculture program through Iowa Bankers Association and Iowa State University. Whether you need a loan, crop insurance, or day-to-day banking transactions, she has the knowledge to help you.
During her free time, you can find her with her fiancé in the sprayer, attending her kids’ sporting or academic activities, or watching Iowa State and NFL football games.
Vice President Assistant Regional Branch Manager, Sac City
NMLS# 697143
Jeff defines his job as “going above and beyond to meet and surpass expectations of customers. I will meet early in the morning, nights or on weekends to accommodate any or all schedules to help customers. I enjoy helping farmers meet their goals. This flexibility is needed in today’s fast paced environment.”
He holds degrees from Iowa Central Community College and the University of Northern Iowa. Jeff has been a lender for the past 20 years and was the office manager in Sac City the past ten years before beginning his current role. When he’s not helping customers, he’s farming 500 acres of corn and soybeans.
Jeff is originally from Rockwell City, Iowa. He and his wife have three sons, and he has coached his boys in multiple sports. They also belong to the United Methodist Church in Rockwell City. Jeff also has been a certified high school football official for 21 years.
Vice President Regional Branch Manager, Carroll
NMLS# 697120
As the Vice President and Regional Manager, Jim is responsible for overseeing United Bank of Iowa’s Carroll, Boone and Churdan branch offices. In this capacity, Jim is dedicated to creating relationships with his clients that provide service and solutions to help their business or operation succeed.
Jim has been a part of United Bank of Iowa’s team for over 19 years and holds a Bachelor of Science from Iowa State University and attended the Graduate School of Banking in Madison, WI.
Jim grew up living across the state of Iowa, and had the opportunity to spend time assisting his grandfather’s and uncle’s farm operations. In addition, Jim’s a dedicated member of the Carroll community and has served on a number of boards, currently the Iowa State University Extension, Carroll Chamber of Commerce and a Parish Council Member of Holy Spirit parish.
Ag Loan Officer, Trust Officer, Aurelia
NMLS# 763762
With 33 years in the banking business, Kent builds relationships best by listening and not talking. He gives his customers the attention they deserve to help them accomplish their goals and build a loyal relationship.
Kent, a graduate of Iowa State University, grew up on a rural Iowa farm helping with a row crop and feeder cattle operation. During his free time, he enjoys spending time with family and friends, and going fishing.
Vice President Office Manager, Commercial/Real Estate Lender, Onawa
NMLS# 523382
“I believe in treating my customers as friend and neighbors, which in many cases they are.”
John started in banking in 1989, came to Blencoe State Bank in 2000, and took on the role of Office Manager in Onawa when UBI acquired Blencoe State Bank in April 2015.
John is a lifelong Iowa native, born in Nevada, and a graduate of Iowa State University. Outside the bank his interests include frequenting local auctions, 4-H activities, and participating in various Pheasants Forever events.
Ag Loan Officer, Storm Lake
NMLS# 1080427
Staying involved with the family row-crop and livestock farm where he grew up gives Kellen an edge when finding solutions for his customers. “I make a difference by helping customers develop a plan specific to their operations based on their needs and goals.”
Kellen is a native of Galva, Iowa and a graduate of Iowa State University with a degree in Agricultural Business. He brings 6 years of experience to his position that helps him advise his customers.
Outside of work, Kellen enjoys raising cattle, hunting, and golfing. He also serves on the Sac County Fair Board and the Sac County Planning and Zoning board.
Vice President Office Manager, Denison
NMLS# 1072276
As a farmer himself, Ken shares the ups and downs of the agricultural economy with his customers and understands the value of preserving Iowa’s farms and farming values for our children and grandchildren. “I’ve been able to help customers of all ages meet and exceed their financial goals. My customers are my friends and my neighbors.”
Before joining United Bank of Iowa’s Denison branch, Ken spent years working for the USDA, Farmers Service Agency (Farmers Home Administration at the time), and has 26 years of experience in financing and lending. Ken has helped complete loans for Main Street, home ownership, consumer, and agricultural operations.
As an ag lender, office manager, and financial consultant, Ken is dedicated to meeting the financial needs of the Denison community.
Vice President Ag Loan Officer Specialist, Ida Grove
NMLS#
“Working with farmers on a daily basis and helping them succeed is the best part of my job.” Kevin brought 33 years of experience with Farm Service Agency with him when he joined United Bank of Iowa in 2013.
Like many of our lenders, he grew up on a family farm helping with crop production and farrow to finish hog production. He then headed to Ames and earned a Bachelor of Science degree in Agricultural Business from Iowa State University.
Although his hometown is Hartley, Kevin has been a part of the Ida Grove community for 37 years. He is active in Knights of Columbus and Kiwanis, and enjoys spending time with his family.
Executive Vice President Chief Loan Officer, Ida Grove
NMLS# 697160
Kiley serves as Executive Vice President Chief Loan Officer. In this position, he is responsible for overseeing the efficient and effective management of overall lending activities of the bank and branch banks.
Kiley, who holds a Bachelor of Science degree from Buena Vista University, has over 22 years of banking experience. He spent seven years as Regional Branch Manager in our Holstein office before joining the Ida Grove office in 2016.
When Kiley isn’t at the bank, he helps with the family partnership that operates a row crop operation in the Holstein area.
Vice President Regional Branch Manager, Holstein
NMLS# 697147
As a regional manager, Ron oversees several UBI offices while continuing to work with customers. He has the same goal for each customer - developing a long-term relationship.
Ron grew up on a century family farm south of Holstein and still resides there today with his wife. He graduated from Holstein High School and then went on to obtain his BS in Ag Business from Iowa State University.
After college, Ron worked as a Livestock Production Specialist for Swiss Valley Ag Services in Hopkinton, Iowa, for two years. He also worked as an Ag and Commercial Loan Officer at Security Bank in Marshalltown, Iowa, until he joined the Holstein office of United Bank of Iowa in January, 2010.
When Ron is not working at UBI, he enjoys spending time with his family. He is also a Local Licensed Pastor at the United Methodist Church.
Ag Loan Officer, Denison
NMLS # 1632952
“Coming from an ag background where my parents and my husband’s family are both deeply rooted in agriculture, along with my husband and I being actively engaged in the cattle business, I understand both sides of the business and treat my customers how I expect to be treated.”
As an ag lender, Lauren is responsible for agricultural lending and commercial lending in the Denison office. A South Dakota State University graduate, Lauren holds a degree in Animal Science with an Agricultural Business minor.
Lauren has 10 years of agricultural lending experience, with past experience working as a Farm Loan Officer for Farm Service Agency in Minnesota. She enjoys spending time with her young family and friends.
Vice President Office Manager, Harlan
NMLS# 697153
In his role as Vice President and Office Manager, Lee is responsible for supervising the daily operations of United Bank of Iowa’s Harlan location. In this capacity, he oversees the staff as well as management of a personal loan portfolio.
Lee, a graduate of Iowa State University, has been with United Bank of Iowa for over ten years. He also completed the Kansas/Nebraska Ag Lending School in 2012 and the Graduate School of Banking in 2015.
Lee developed his passion for agriculture early on, growing up on family owned and operated dairy farm. Currently, Lee is serving as Vice President of the Shelby County Fair Board.
Assistant Vice President Office Manager, Marcus
NMLS# 762655
As a fourth generation family farmer, Logan knows what it takes to farm in today’s agriculture economy. In addition to managing the Marcus branch, Logan is responsible for helping customers find the right lending solutions.
Logan holds a Bachelor of Science degree from Iowa State University and is a lifelong Iowan. He brings over 10 years of lending experience to his position.
Outside of the bank, Logan farms and custom feeds pigs. He is also a member of the Cherokee School Board and serves as an elder at church.
Vice President Office Manager, Charter Oak
NMLS# 697145
Marla’s role at UBI is to manage the Charter Oak office, as well as ag, real estate and consumer lending. A native of Odebolt, she has lived in Charter Oak for 15 years and has been a member of the UBI team for 19 years.
“I grew up on a diversified grain and livestock farm outside of Odebolt. During this time I was involved in the daily operations of the farm, as well as being a 10 year 4-H member where I showed livestock and various other projects.”
Marla, an Iowa State University graduate, brings a strong desire to help others to her position. “I make a difference by taking the time necessary to learn about the customer’s operation so I can provide them the best personalized advice and assist them in being financially successful.”
Vice President Office Manager, Sac City
NMLS# 747357
Growing up in rural Carroll County and studying Ag Business at Iowa State University gave Matt an appreciation and respect for the agricultural industry. In addition, Matt has also completed Agricultural Credit School.
In his new role in the Sac City office, Matt is getting to know customers, their families and their operations on a personal level. “This allows me to realize what their financial goals are and utilize our products and services to help them achieve their goals. It comes down to our mission statement: creating and maintaining personalized customer relations.”
When he’s not at the bank, Matthew’s involvement includes the Blackhawk Men’s Club, Sac County 4-H Endowment Committee and the Board of Directors for The Sac County Golf and Country Club. He also enjoys spending time with his two sons, as well as playing golf.
Vice President Office Manager, Fort Dodge
NMLS# 539607
Mike has over 33 years of agricultural, commercial, and consumer finance lending experience in Iowa. In his current role as vice president and office manager, Mike is responsible for overseeing the daily operations of the Fort Dodge branch and making both commercial and consumer loans for Fort Dodge community members.
Prior to joining United Bank of Iowa, Mike gained valuable experience at Federal Land Bank, Farm Credit Services, and community banks in Iowa. Mike holds a Bachelor of Science degree from the University of South Dakota.
Mike grew up in Peterson, Iowa, and has experienced the challenges and opportunities facing Iowa’s farmers today.
Vice President and Branch Manager, Odebolt, Kiron
NMLS# 697156
“I make a difference to United Bank of Iowa by trying to make the customer feel comfortable discussing their banking needs with me. I want each customer to leave feeling that they are understood and important - no matter what their financial status.”
Growing up near Carroll in a large farm family instilled in me the love of family and rural living. Agriculture was important to me as a child and continues today as I’ve chosen to live in small town Western Iowa where agriculture happens every day.
Neil received his degree from Iowa State University and also completed Ag Lending School. He enjoys time with his wife and active kids, as well as helping on the family farm and hunting.
Ag Loan Officer, Rockwell City
NMLS# 914515
Growing up on a family farm instilled a passion for agriculture in Pam that makes working as an Ag Lender the perfect fit. Her farming background makes it easier to relate to situations that arise. She enjoys making a difference by helping customers with the challenges they may face.
Pam joined the UBI staff in 2018 with over 18 years of banking experience. Her education includes attending Northeast Tech, Northeast Oklahoma A&M, and Iowa Central Community College where she studied Business Management.
Pam’s free time also revolves around agriculture. You might find her running a field cultivator in the spring, a grain cart in the fall, or trucking with her husband. They both farm their childhood family farms in the rural Rockwell City and Lytton areas.
Assistant Vice President Office Manger, Assistant Trust Officer, Rockwell City
NMLS# 697109
“I grew up on a farm near Auburn and am still very involved in the family farm, I know first-hand what the customer is dealing with and the type of decisions they face. As the oldest of four girls; having no brothers, I started at an early age with the chores on the farm and have been involved with agriculture my whole life.”
Sara, who attended the University of Northern Iowa, calls both Rockwell City and Lake City her home town. She has been a member of the UBI family for 17 years.
When she’s not at the bank, Sara is keeping the farm records and helping make management decisions for her farm family operation, which includes crop and livestock production.
Ag Loan Officer, Kingsley
NMLS# 740703
Shawn takes making a difference in customer’s lives very seriously. “I work hard at being honest, understanding a person’s unique situation, and challenging people to understand the full implications of a financial decision. I help them make their dollar go as far as possible towards the quality of life they want and deserve.”
A native of Harlan and a graduate of Morningside College, Shawn came to UBI in 2010 and believes that making a community stronger benefits all of us.
Outside of work he enjoys helping his parents pick sweet corn on the farm, hunting and spending time with his family.
Vice President Office Manager, Galva
NMLS# 697146
Steven’s focus at UBI is ag and commercial loans. He also assists customers with other banking products and general banking needs. “I make a difference by being able to understand customer’s unique situations and having the experience to help them make financial and banking decisions that are right for them.”
A native of Galva, Steven earned degrees in Finance and Marketing from the University of Iowa. He has been with United Bank of Iowa for 7 years.
When he’s not at the bank you’ll find him grain farming with his dad north of Galva. “I grew up helping my dad and great aunt and uncle farm and have taken on a larger role in the farming operation since moving back from college and starting work at UBI.”
Vice President Office Manager, Moville
NMLS# 697149
Steve’s role at UBI is to make sure the Moville Branch runs efficiently and with great customer service. As a lender, his main focus is agriculture, but he can also help you with Consumer and Real Estate loans.
“I make a difference by the experience I bring to my job as ag lender. I grew up on a farm and still farm today. Because of this I can identify with and relate to farmers on their terms. There’s a personal satisfaction I get when my customers are successful. On the consumer side I enjoy helping people achieve their dreams or goals whether it’s buying a house or a car or anything else I can help them with.”
When he’s not at the bank you’ll find Steve either farming, riding his Harley or on the golf course. In winter you’ll find him in the weight room working out.
Loan Officer, Assistant Trust Officer, Glidden
NMLS# 697119
With over forty years in the banking industry, Susan has seen it all. As a Loan Officer and Assistant Trust officer, Susan makes a difference in her customer’s lives by helping make their next home purchase a reality. From first home purchases, to upsizing or downsizing, Susan helps her customers take advantage of the many different real estate products available.
In addition to her loan responsibilities, Susan holds a real estate license which helps her understand the real estate market on a deeper level and gives her borrowers more insight into the real estate lending process.
Susan has been an active member of the Glidden community for over 40 years, and has been involved with a number of associations focused on helping the community prosper and grow.
Susan is a 2000 graduate of the Madison, WI Graduate School of Banking, and attended the Agricultural Credit School in Ames, IA in 2004.
Senior Vice President Chief Ag Loan Officer, Ida Grove
NMLS# 697155
“It’s important to me knowing the bank’s ownership, directors and management are vested in our local communities. The ability to provide financial resources and timely decisions are vital in agriculture today.”
Todd’s role at the bank is to provide efficient, effective management of the agricultural lending activities of the bank. In addition to graduating from Buena Vista College with a degree in Finance/Banking and Corporate Communications, Todd has 27 years of banking experience to draw on. He joined United Bank of Iowa in 2003.
When he’s not at the bank, you’ll still find Todd out on the family grain and livestock farm where he grew up, west of Schleswig.
Vice President Office Manager, Lake City
NMLS# 697107
As the Lake City Vice President Office Manager, Troy is responsible for supervising the daily activities of the branch and ensuring each customer and employee is treated with respect. Troy has been a part of United Bank of Iowa for ten years, and is a life-long Iowan with agricultural roots.
“I have a customer I’ve worked with for six years, and a few years back he told me that I’m no longer his banker, but I’m a part of his team.” Troy strives to make each Lake City branch customer feel that they’re a part of United Bank of Iowa’s team, and together, they’re working toward a stronger community.
Troy is a committed member of the Lake City community, he is currently president of the SCC Booster Club and has served on the local fire department, the fair board, and as a member of his church’s governing board. He also donates time working with the South Central Calhoun youth sports leagues.
Ag Loan Officer, Ida Grove
Tyler, a native of Charter Oak, received his bachelors degree from Iowa State University. With the experience gained on the family farm and through his work with United Bank of Iowa, Tyler understands the risk that each producer faces and strives to add a professional partnership to each operation.
His goal is to preserve and enhance each client's profitability through proven risk management techniques and communicate efficiently with producers. His analytical focus, communication skills, and passion for agriculture add great value to the team at UBI and help support all of our customers.
Vice President Office Manager, Moorhead
NMLS# 697107
As branch manager, Whitney is responsible for overseeing all deposit and lending processes, from buying a car or home to opening a new checking account or purchasing equipment for business and agricultural operations.
“I understand that managing finances can be time consuming and stressful, so I’m dedicated to making the process smooth and stress-free for my customers.”
Whitney grew up as a member of 4-H and FFA surrounded by row crop and cow and calf operations. After completing her Bachelor of Science degree from Iowa State University, Whitney joined United Bank of Iowa as an Ag loan trainee.
Outside the bank Whitney enjoys livestock shows, hunting, horse riding and golfing.
Ag Loan Officer, Galva
NMLS# 1309680
“I make a difference by helping farmers and businessmen pursue their career goals. At United Bank of Iowa, we strive to stand beside our customers, working with them to overcome hurdles and obstacles to help them realize their dreams.”
Will was raised on a Century Farm near Sac City that grows row crops and raises livestock. He uses this experience and his degree from Iowa State University when discussing options with customers.
His volunteer activities include serving as a Fair Board Member for Sac County.
Ag Loan Officer, Carroll
TJ joined the UBI team in the Carroll office in 2017. He is a native of Denison, Iowa, and graduated from the University of South Dakota with a degree in Business Administration.
"I make a difference by putting in the extra effort to be sure that I have done everything possible to ensure customer success in their current and future plans/operations. It is also a priority of mine to build and maintain long lasting relations."
TJ spends his free time working part-time at Denison Livestock Auction, attending local sporting and church events, practicing Spanish, playing recreational basketball and lifting.
Assistant Loan Officer, Carroll
NMLS# 1810270
Abby’s goal is to make each customer feel important and get them the information and advice they deserve. She strives to understand each person’s situation, because they are all different, and provide them with a successful plan of action.
She came to UBI after graduating from Iowa State University with a Bachelor of Science degree in Finance. She likes meeting new customers, while providing a familiar face to the area. After work, she enjoys spending time with her family and friends and planning her next concert or travel destination.
