Jay leads both his family and career with integrity and purpose. Rooted in lifelong faith and a strong work ethic, he is committed to serving others with excellence - at home, in the workplace, and throughout the community. Known for his ability to connect easily with others, Jay places great value on relationships. He enjoys getting to know his customers and the businesses they've built, often discovering shared connections that turn professional partnerships into lasting relationships.
Agriculture has shaped Jay's life from the very beginning. He grew up on a family farm near Carroll, Iowa, raising row crops, cattle and operating a farrow-to-finish hog operation. He continued his education at Iowa Lakes Community College before earning his bachelor's degree in Animal Science, with a minor in Business, from Northwest Missouri State University. Jay later spent 28 years working at a local feed mill and grain elevator. This experience gave him firsthand knowledge of grain markets, livestock production, and the everyday challenges producers face.
Since joining UBI in November 2025, Jay has served as an Ag Lender Associate, helping to prepare and structure ag loans to help local operations grow and succeed. A lifelong member of the Carroll community, Jay remains actively involved through his church and local organizations. Outside of the bank, Jay enjoys spending time with family and friends, volunteering, and spending time outdoors while fishing, hunting, or scuba diving.