Receive your gift when you open a new UBI checking account by November 6, 2026. Annual Percentage Yield (APY) is effective as of August 5, 2026, and subject to change after account opening. Preferred checking: $2,500 - $9,999.99: .05% APY; $10,000 or more: .10% APY. United Select: $1,000-$4,999.99.10% APY; $5,000 - $9,999.99:15% APY; $10,000 or more: .20% APY. United Investment: $10,000-19,999.99: .10% APY; $20,000 - $39,999.99: .20% APY; $40,000 or more: .30% APY. Fees may reduce earnings. One gift per account opened. Primary account owner must be 14 years old to receive the gift. Subject to account approval. Gift given at account opening with $200 minimum balance requirement. The value of the gift may be added as interest for IRS 1099-INT reporting purposes.
Qualified applicants only. Consumer loan special not valid for residential real estate and home equity loans. New money and secured loans only. Payments will begin December 13, 2026 - April 4, 2027, based on loan origination date. Member FDIC.
